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10-1035 修回稿 中国银行业改革对中资银行效率变化的影响研究
Study on the Impact of the reform of China’s Banking Sector on the Changes in Efficiency of Chinese Banks
摘要点击 3018  全文点击 47  投稿时间:2012-03-14  修订日期:2012-07-19
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中文关键词  中国银行业改革,银行效率,数据包络分析
英文关键词  reform of China’s banking sector, efficiency of banks, data envelopment analysis (DEA)
基金项目  国家自然科学基金项目(70872016)
学科分类代码  
作者单位E-mail
李 平 电子科技大学经济与管理学院 lip@uestc.edu.cn 
曾勇 电子科技大学经济与管理学院  
朱晓林 电子科技大学经济与管理学院  
中文摘要
      2003年以来,中国政府加快了银行业改革的步伐,先后采取了剥离不良资产、财务重组与股份制改造、引进境外战略投资者、公开上市等一系列改革措施。本文采用数据包络分析(DEA)方法对32家中资商业银行2002-2008年的各种效率指标进行了估计和比较研究。研究结果表明,通过近几年的改革,中资商业银行的整体效率虽然有较大程度的提高,但国有大型银行的效率仍然最低;虽然针对国有大型银行的资产重组和股份制改革没有缩小与股份制银行及城商行在效率方面的差距,但剥离不良资产的行为却带来了技术效率的提高,而政府鼓励引进的境外战略投资者又促使中资商业银行提高了其资源配置效率。整体而言,中国银行业的改革显著提高了中资银行总的成本效率。
英文摘要
      In order to accelerate the reform of China’s banking sector, the government of China has taken an array of measures since 2003, including carve-outs of non-performing loans, reconstruction, introduction of the overseas strategic investors, and public listings. This paper employs DEA approach to estimate and compare the efficiencies of 32 commercial banks during the period 2002-2008. The results indicate that although the overall efficiency of China’s banking sector increase significantly after the several-year’s reform, the large state-owned banks are still least efficient. The reconstruction of the large state-owned banks cannot reduce the gap of efficiency between the state-owned banks and the joint-stock banks as well as the city commercial banks, but the behavior of carve-outs of non-performing loans from the large state-owned banks brings forth higher technology efficiency. Furthermore, the overseas strategic investors encouraged by government can help Chinese banks to improve their allocative efficiency. In summary, the reform of China’s banking sector has positive and significant impact on the improvement in the overall cost efficiency of Chinese banks.
相关附件:   10-1035 第三次修改说明  10-1035 修改意见  修改稿(匿名)  修改说明(匿名)
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